Privacy Policy

Introduction

Welcome to our personal finance management app ("Financcy"). This Privacy Policy describes how we collect, use, store, and protect your information when using our service.

By using the App, you agree to the practices described in this Policy.

1. Information We Collect

a) Information you provide

• Full name
• Email address
• Password (stored encrypted)
• Manually entered financial information, such as:
  • Income
  • Expenses
  • Debts
  • Financial goals

b) Automatically collected information

• App usage data (interactions, usage time, etc.)
• Device information (model, operating system, language, etc.)
• IP address and approximate location data (if permitted)

2. How We Use Your Information

The information collected is used to:

• Provide and maintain App services
• Personalize your experience
• Provide insights and financial reports
• Send notifications and communications related to your account or finances
• Continuously improve the App and its features
• Comply with legal obligations

3. Information Sharing

We do not sell your personal information. We may share it with third parties only in the following situations:

• With service providers essential to App operation (e.g., hosting, authentication)
• To comply with legal obligations or court orders
• In case of merger, acquisition, or company sale, with prior notice

4. Data Security

We adopt technical and organizational measures to protect your information, such as:

• Encryption of data in transit and at rest
• Secure storage on protected servers
• Restricted access to information by our team

No system is 100% secure. In case of a security incident, you will be notified as required by law.

5. Your Rights

You have the right to:

• Access your information
• Correct inaccurate data
• Request deletion of your data
• Revoke consent at any time

To exercise your rights, contact us at: contato@financcy.com

6. Data Retention

We will retain your information while your account is active. After account deletion, your data will be removed from our systems within a reasonable period, unless required by law.

7. Cookies and Similar Technologies

We may use cookies or similar technologies to improve navigation and analyze App usage. You can manage your preferences in your device settings.

10. Policy Changes

We may update this Privacy Policy periodically. We will notify you of significant changes through the App or email.

11. Contact

If you have questions about this Policy or how we handle your data, contact us: